Is consolidating private student loans a good idea quizzes about dating
There is, however, a hard pull of your credit report.
Earnest could be a good option if you have limited credit history, but an offer letter or current position that pays you more than enough money to cover loan payments.
Financing an engagement ring should be your absolute last resort.
You can qualify for a loan with average credit and there are no prepayment fees, but your origination fee can be expensive, depending on your Prosper Rating.
Prosper is not available in Vermont, Connecticut, Iowa, North Dakota, Maine, New York and Pennsylvania. Instead, it’s a site that manages loans between people who know each other.
Final Thought Financing an engagement ring is not something we recommend. Sadly in some ways it’s morphed into a symbol of status.
That doesn’t mean you should feel pressured to get a ring (or ask for a ring) you can’t afford. Advertiser Disclosure: The card offers that appear on this site are from companies from which Magnify Money receives compensation.